Protection for your loved ones. Bonus points for you
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Life Insurance Provided by Legal & General. Get up to £70 of Nectar points*
Hello Mr Test
Get up to £70 of Nectar points as a thank you for taking out life insurance*
Get a quote
A range of life insurance plans designed to help make sure your family is protected should the unexpected happen.

Plus, we'll double the points you get on your Sainsbury's shopping and fuel.**
Here's how it works
Life insurance provided by Legal & General is designed to pay out a cash sum if you die during the policy term
Your monthly payments will stay the same throughout your policy term, unless you make changes to your plan.
Terminal Illness Cover is included. It could pay out the full amount of cover if you're diagnosed with a terminal illness during the term and life expectancy is less than 12 months. T&Cs apply
You can earn up to £70 of Nectar points* when you buy a new life insurance policy. The number of Nectar points you receive depends on your monthly premium.
If your premium is under £8.50 per month, we'll give you 10,000 points (worth £50)
If your premium is £8.50 or more, we'll give you 14,000 points (worth £70)
Life insurance is not a savings or investment product, and has no cash value unless a valid claim is made. If you stop paying premiums before the end of your policy, your policy will end 30 days after your missed premium.
Get a quote
Find out how many extra Nectar points
you could earn
Calculate now
Rewarding you
Keep swiping your Nectar card whenever you shop in store or online to collect points to spend at Sainsbury's or on lots of great Nectar rewards
Need any help?
Call our Customer Care Team on
0800 027 7166
Lines are open Mon - Fri 8am - 8pm and Sat 9am - 5pm.
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*Earn up to £70 of Nectar points
1. This offer is only available when you take out a new Sainsbury's Bank Life Insurance, Decreasing Life Insurance or Over 50s Life Insurance policy.
2. After you've paid 5 months' premiums, we'll add points to your Nectar account within 60 days unless your policy is cancelled during this period. If you've taken Life Insurance or Decreasing Life Insurance, we'll add 14,000 points (worth £70) if your monthly premium is £8.50 or more, or 10,000 points (worth £50) if your monthly premium is under £8.50. If you've taken Over 50s Life Insurance, we'll add 14,000 points.
3. You need to tell us your Nectar card number when you apply.
4. We'll award points for no more than 2 policies per household in any 12 month period.
5. Sainsbury's Supermarkets Ltd award the points from this offer. No cash alternative is available.
6. We reserve the right to change or cancel this offer without notice.

**Double Nectar points
1. Offer available to customers buying a new Sainsbury's Bank Life Insurance policy.
2. You need to tell us your Nectar card number when you apply, and use this card with each Sainsbury's purchase.
3. Double points begin on your policy's cover start date. If you tell us your Nectar card number after your cover start date, double points begin on the date you tell us.
4. Double points stop when the policy is cancelled or you stop paying premiums.
5. Each Nectar account can only collect points from one Life Insurance policy.
6. It's only the base points you collect at Sainsbury's that are doubled. Bonus points won't be doubled, nor will any points from Argos, Habitat, Sainsbury's Bank (including travel money purchases), Sainsbury's Energy or any other Sainsbury's service.
7. By the 10th of each month, you'll get a bonus point award equal to the total of your qualifying points during the previous month, up to a maximum of 20,000 points.
8. Sainsbury's Supermarkets Ltd award the points from this offer. No cash alternative is available.
9. We reserve the right to change or cancel this offer without notice.

We've based our calculation on the assumption that fuel is £1.20p per litre.

Important information
Sainsbury's Bank plc, Registered Office, 33 Holborn, London EC1N 2HT (registered in England and Wales, no. 3279730) is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (register no. 184514). Sainsbury's Supermarkets Ltd is an appointed representative of Sainsbury's Bank plc.

Terms, conditions and exclusions apply to all life insurance policies. Legal & General do not provide advice or personal recommendations. If you are unsure of the suitability of this product for your needs, please contact your financial adviser. Copies of the policy summary and complaints procedures are available on request or by visiting

Online Dispute Resolution Platform
The European Commission has established an Online Dispute Resolution Platform (ODR Platform) that is specifically designed to help EU consumers who have bought goods or services online from a trader based elsewhere in the EU and subsequently has a problem with that online purchase. The ODR platform will refer your complaint to the Financial Ombudsman Service who will pass it on to Legal & General.

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This email is a commercial communication from Nectar Loyalty Ltd, registered in England under company number 4224736, registered office at 6th Floor, 80 Strand, London WC2R 0NN, VAT Registration Number: 877 1642 91. Copyright ©2002-2018 Nectar Loyalty UK Ltd. All rights reserved. Nectar Loyalty Ltd is an appointed representative of Sainsbury's Bank plc.

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